{"id":46032,"date":"2023-04-21T10:50:17","date_gmt":"2023-04-21T08:50:17","guid":{"rendered":"https:\/\/disimi.hr\/izjava-o-sufinanciranju\/"},"modified":"2026-01-28T23:11:43","modified_gmt":"2026-01-28T22:11:43","slug":"statement-on-co-financing","status":"publish","type":"page","link":"https:\/\/disimi.hr\/en\/statement-on-co-financing\/","title":{"rendered":"Statement on co-financing"},"content":{"rendered":"\n<p>STEPS FROM APPROVAL TO DISBURSEMENT OF THE COVID-19 LOAN<br>After receiving the Notice of an approved COVID-19 loan, it is necessary to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>open a dedicated-purpose bank account for the disbursement of the loan funds<\/li>\n\n\n\n<li>submit the required documentation and proof of fulfilling any additional conditions specified in the Notice of the approved loan<\/li>\n\n\n\n<li>based on the submitted documentation, the Legal Department of HAMAG-BICRO prepares the Loan Agreement and the associated promissory notes and sends them by post to the entrepreneur<\/li>\n\n\n\n<li>the entrepreneur signs and notarizes the Agreement and promissory notes and returns them to HAMAG-BICRO<\/li>\n\n\n\n<li>upon receipt and verification of the documentation, HAMAG-BICRO prepares the payment order for the disbursement of funds<\/li>\n<\/ul>\n\n\n\n<p>TERMS OF USE OF THE COVID-19 LOAN<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The COVID-19 loan is disbursed exclusively to the dedicated-purpose account<\/li>\n\n\n\n<li>Possibility to finance invoices issued from 01\/01\/2020 onwards (provided they have not previously been paid)<\/li>\n\n\n\n<li>All payments made from the COVID-19 loan funds must be executed from the dedicated-purpose account directly to the accounts of the agreed suppliers<\/li>\n\n\n\n<li>The disbursed COVID-19 loan funds must be used within the agreed utilization period<\/li>\n<\/ul>\n\n\n\n<p>COVID-19 LOAN FUNDS MAY NOT BE USED FOR:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>refinancing existing liabilities<\/li>\n\n\n\n<li>settling liabilities towards financial institutions (banks, leasing companies, etc.)<\/li>\n\n\n\n<li>reimbursing previously paid liabilities<\/li>\n\n\n\n<li>paying liabilities that arose before 01\/01\/2020<\/li>\n\n\n\n<li>acquiring securities<\/li>\n\n\n\n<li>granting loans to customers or other legal or natural persons<\/li>\n\n\n\n<li>investments for personal purposes<\/li>\n<\/ul>\n\n\n\n<p>PROVING THE PURPOSEFUL USE OF THE COVID-19 LOAN<br>Within 15 days after using the COVID-19 loan funds, the entrepreneur is obliged to submit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a completed Table of purposeful use of COVID-19 loan funds<\/li>\n\n\n\n<li>bank statements from the dedicated-purpose account from the disbursement date of the COVID-19 loan until the date of the last transaction<\/li>\n\n\n\n<li>copies of final documents for financing working capital (invoices\/delivery notes\/contracts\/payroll lists, etc.)<\/li>\n\n\n\n<li>if a foreign supplier was involved, submit the CMR as proof of import and the SWIFT as proof of the executed foreign currency transfer<\/li>\n\n\n\n<li>after all obligations related to justifying the purposeful use of the COVID-19 loan have been fulfilled, the dedicated-purpose account may be closed<\/li>\n\n\n\n<li>proof of compliance with visibility rules \u2013 photographs of signage in accordance with the Visibility Rules<\/li>\n<\/ul>\n\n\n\n<p>VISIBILITY OBLIGATION<br>Whenever applicable, the COVID-19 loan beneficiary is obliged to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>if they have a website, publish the \u201cESIF FINANCIAL INSTRUMENTS\u201d logo on it together with the corresponding co-financing statement in accordance with the Visibility Rules<\/li>\n\n\n\n<li>the Visibility Rules are available on the HAMAG-BICRO website, and other visibility-related obligations are defined in the COVID-19 Loan Agreement<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"448\" height=\"200\" src=\"https:\/\/disimi.hr\/wp-content\/uploads\/2023\/04\/hamag.jpg\" alt=\"\" class=\"wp-image-27054\" srcset=\"https:\/\/disimi.hr\/wp-content\/uploads\/2023\/04\/hamag.jpg 448w, https:\/\/disimi.hr\/wp-content\/uploads\/2023\/04\/hamag-300x134.jpg 300w, https:\/\/disimi.hr\/wp-content\/uploads\/2023\/04\/hamag-150x67.jpg 150w\" sizes=\"auto, (max-width: 448px) 100vw, 448px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>STEPS FROM APPROVAL TO DISBURSEMENT OF THE COVID-19 LOANAfter receiving the Notice of an approved COVID-19 loan, it is necessary<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46032","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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